Lumpsum Calculator

The Lumpsum calculator shows The magic of growth.

Lumpsum Calculator

Lumpsum investment or one-time investment is the most popular style of investment in which you invest once and forget for a specific duration that allows your invested money to generate big compounding returns over a given time frame.

With the Lumpsum calculator you can calculate the approximate maturity value of your investment. In our language, the Lumpsum Calculator tells you the future value of your investment made today at a certain rate of interest.

How does our Lumpsum calculator work?

A Lumpsum calculator is an online tool used by investors to estimate the future returns on their mutual fund & other fixed investments through a one-time payment at a certain interest rate. Here’s how it typically works:

All lumpsum return calculators for mutual funds use a specific method to compute the estimated return on investment. It is essentially a compound interest formula we use in this calculator, with one of the variables being the number of times the interest is compounded in a year.

When you use Tradmint’s lumpsum calculator please provide required variables at their given slots. You may also use our yearly graph representation to show yearly calculations.

Principle Amount: This is the amount you wish to invest in lumpsum on time.

Expected Annual Interest Rate: Here, you need to enter the interest rate that you expect for the investments made during the entire period. In this Lumpsum calculator, you need to put a rate of return per annum basis.

Investment Duration / Tenure (Upto 50 Years): This is the duration over which your investment will grow. It could be the number of years you plan to leave the money invested. (in Years)

Final Result: The final result of our lump sum calculator is the total future amount you would accumulate at the end of your investment period. Also, we add total earnings and your total investment value section to identify your growth scenario. We use graph charts for visual representation to understand better.

Lumpsum Investment Example

For example, suppose you start a Lumpsum Investment

• One Time Investment: Rs. 10,00,000
• Duration: 10 years (120 months)
• Expected return: 12% per annum (Remember, this is an estimate, actual returns can vary)

The formula for lumpsum investment return calculations shows following result:

FV = ₹10,00,000 {(1+00.12/1)^10}

Total Future Value = Rs. 31,05,848 /-

Manually calculating lumpsum investment return using this formula is more time-consuming, We provide a online Lumpsum Investment calculator by Trademint is a much simpler way of computing your investment value within a few seconds.

Investment Strategy: Index ETFs or mutual funds offer diversification, historically have delivered average annual returns of 7 to 12% over the long term, even with market fluctuations. Use this historical data as a launchpad for estimating future value with a lumpsum calculator. Remember, past performance isn’t a guarantee, but it can be a helpful benchmark for all investors.

Advantages of Trademint’s Lumpsum Calculator

TradeMint offers the best Lumpsum & SIP calculator, which provides the following advantages

• It helps you visualize how much your lumpsum investment can grow in the future, this tool is helpful for retirement, education expenses, or investment purpose.
• The calculator provides a clear picture of what you can expect from your investment to make informed decisions based on results.
• It is an excellent tool to find the actual return on a lump-sum investment in mutual funds.
• Time-Saving: Our tool provides a great user-friendly interface so users solve their problems within a fraction of a second and compare them with other calculations.

Final Words

When it comes to financial planning, clarity is the most important key for all of us. when you plan for retirement, a major purchase, or considering short-term or long-term investment our lumpsum calculator helps the investor to estimate the future returns.

Remember: This lumpsum calculator provides an estimation. Actual returns may vary depending on market performance and other factors.